Thursday, April 19, 2012

Why We Need More Money As We Age

As we grow older we need more and more money. We might be fine with a minimum wage job when we're teenagers, but when we grow up we understand that our expenses are growing with time and so should our income.

The greatest increase in expenses comes with kids obsviously. Having one or two kids, usually can double, triple or multiple our expenses. Your wife has to stay at home when the kids are small, so basically the husband has to cover all expenses from rent to food, clothing and all the accessories.

Not only the expenses increase, but we also have less control over them. You just have to spend. Also when getting older, our healthy slowly degrades naturally, resulting in less work performance sometimes. It's harder to take two jobs than ever before.

Tuesday, April 17, 2012

Should You Get New Skills or Not?

Many times we get stuck at a dead end job. It does pay our bills and we are content with our lives, but if it's a low skill occupation, job security in the future is not so great. Before, like after the second world war, people keep the same job over their lifetime, such as being a mail man. But, nowadays, the technology is evolving at an ever increasing pace and is successfully replacing more and more humans with computers or robots in an ever widening array of industries. The advent of e-mail, in the long term will render the Post Office useless and mail men unemployed.  Self-checkout will make the cashier job a history, our favorite barista could be replaced by robot machines that would prep the coffee just the way we like it, etc.

Some jobs, that appeared to be secure forever, are no more, nowadays. And if we keep working a low skill job until late in our lives, we risk getting fired at one point and being replaced by machines.

Wednesday, April 4, 2012

Avoid Minimum Wage Jobs

Minimum wage jobs pay so low, you can barely make a living. Do you have kids or other dependents? If yes, minimum wage jobs will make sure you stay poor, for the duration of the job. The thing is that we cannot have a decent lifestyle with a low paid job.

Earnings from a minimum wage job will barely be enough to cover your living expenses. You won't be able to save any money. If you don't have any savings, than you're automatically vulnerable to external life shocks, such as a sudden disease or trauma. If you don't have money, you might not be able to pay for the best treatment necessary for you.

I think, staying at a minimum wage job long term is "life-threatening". Yes, sometimes, at moments in life, when we are teenagers, we have to take such a job, but we must persevere in searching for a better paying job and move as fast as possible.

When i see "Now Hiring" signs for minimum wage jobs, my heart fills up with disgust, because i know that people that will take those jobs will barely make a living. They will be unhappy.

I think corporations should pay higher salaries in lieu of their mega profits. I'm outraged by all the super rich multinational corporations that pay minimum. And people as well, should study or try harder to get a better job, for their own sake. GetABetterJob now.

What do you think about this? Feel free to sound off in comments.

Tuesday, April 3, 2012

Stay at the same job or get new skills?

I know so many people, that are working at the same job for decades. Year after year, they are doing the same job over and over. My question is: should we stick to only one job or try and learn some new skills on the side and try a better industry?

Why are people sticking to the same job for many years?

There are several reasons for that. If the job pays well, than of course, people are content. They are making a living, may be saving some money. The thing is that once you get kids, you need money all the time, you have no time to change jobs or study. This is the main reason people stick to one job. They will try to avoid quitting or getting laid off. The only way for them to start looking for a new job is to force them. Thus, if they get fired, they will have no choice but to look for another job or skill set.

Thursday, March 29, 2012

Jobs That Won't Exist In The Future

Browsing the internet i found a lot of information about job interviews, how to behave, how to create a good CV or resume. In fact, i found more information that i was hoping to find. It's a well written topic. I want to discuss something else, though: job security.

How secure are jobs? How long can one practice a job? With the ever increasing penetration of technology in our lives, more and more jobs are becoming obsolete and humans are being replaced by computers or robots.

There are more and more examples of this happening everyday: USPS plans to lay off thousands of workers. Why? Because more and more people are going paperless, they choose to receive their bank statements online, their phone, cable bills online.

Thursday, March 22, 2012

How To Find a Job

Fit the job to the skills rather than the other way around.
Many people search for jobs, then try to see how they can "tweak" the way they present their own skills and experiences to fit the job description. Instead, try something different. Make a list of all of your skills, determine which kinds of businesses and industries need them most (ask around for advice if you need to) and find businesses that'll benefit from having you and your skills around. It's important the nature of the job fits your personality and salary requirements, otherwise you'll have spent a significant amount of time to find a day job you dread getting up for every morning.

How To Succeed At a Job Interview

In getting a new job, it’s not only about the skills or knowledge an individual possesses it’s also about interacting with other human beings. In fact, the way you interact with the hiring manager of any company, can be the single most important thing that actually gets you hired. At an interview, you have a very limited time, sometimes it’s only minutes, to convey an exceptional value and be outstanding from the long line of applicants before and after you.
Applying for a job you need to know that many other people have the same skills you have. Even more, I bet you didn’t realize this: most people behave the same way, giving the same answers to the same questions. It’s a great chance that you’ve responded to managers questions exactly the same way others did, and this didn’t get you hired.
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